22 Chic 40 Degree Weather Outfits for Women Who Want Lightweight Comfort

40 degree weather is my favorite kind of tricky because it looks mild but feels sneaky, and I have learned that the right outfit makes all the difference.

I love putting together looks that feel light and easy while still keeping me comfortable when the air has that cool bite.

Some days call for soft layers, relaxed silhouettes, and pieces that look styled without feeling heavy, and that is exactly what I reach for.

These outfit ideas are the ones I save on my phone and actually wear when I want to feel cute, comfortable, and totally at ease.

Camel Coat and Straight Leg Denim

This look pairs a soft camel coat with a cozy knit top and classic straight leg blue jeans.
The warm neutral tone of the coat feels polished while the denim keeps everything relaxed and wearable.
Finished with ankle boots and simple accessories, the whole outfit feels clean, modern, and city ready.

I love this kind of outfit for 40 degree days because it feels light but still intentional.
The coat adds just enough warmth without feeling bulky, and the jeans make it easy to move through the day.
It is one of those outfits that always makes me feel put together with very little effort.

Tailored Blazer and Cropped Trousers

This outfit features a structured gray blazer layered over a simple top with cropped black trousers.
The clean lines and neutral palette give it a sharp yet approachable feel that works beautifully for everyday wear.
Sleek flats and a crossbody bag keep the look comfortable and practical.

I am such a fan of blazers in cooler weather like this.
They add instant polish while still feeling light enough to wear all day.
This kind of outfit makes me feel confident and chic without trying too hard.

Soft Knit and Flowing Midi Skirt

A lightweight knit sweater is paired with a soft flowing midi skirt in a muted blush tone.
The gentle movement of the skirt adds an elegant touch while the sweater keeps the outfit grounded and cozy.
Ankle boots complete the look with a subtle seasonal feel.

This is one of those outfits that feels pretty and comfortable at the same time.
I love how the skirt brings a feminine vibe while the knit keeps it casual and wearable.
It is perfect for days when I want to feel polished but still relaxed.

Relaxed Trench and Casual Layers

This look combines a lightweight trench coat with an easy top and relaxed fit trousers.
The neutral shades create a calm and modern feel that works well for transitional weather.
Sneakers keep everything effortless and comfortable for walking around.

I always reach for outfits like this when the temperature sits right around 40 degrees.
The trench adds coverage without heaviness, and the relaxed pieces make it feel easy and natural.
It is simple, chic, and very real life friendly.

Classic Trench with Stripes and Denim

A timeless trench coat is styled with a striped top and fitted blue jeans.
The stripes add a touch of personality while the trench keeps the outfit grounded and classic.
A small crossbody bag finishes the look with a casual city vibe.

This kind of outfit never lets me down.
It feels familiar, flattering, and perfect for cool weather days.
I love how the stripes break things up and make the look feel a little more fun.

Denim Jacket and Soft Midi Skirt

A cropped denim jacket is layered over a simple top with a flowy midi skirt in an earthy tone.
The mix of denim and soft fabric creates a nice balance between casual and feminine.
Ankle boots add a grounded finish that works well for cooler temperatures.

I really enjoy mixing structured pieces with softer ones like this.
The denim jacket makes the outfit feel relaxed while the skirt adds movement and style.
It feels effortless but still thoughtfully put together.

Lightweight Puffer and Casual Denim

This outfit pairs a lightweight quilted jacket with a scarf and relaxed fit jeans.
The soft layering keeps it warm without feeling bulky or stiff.
Comfortable shoes and easy colors make it perfect for everyday wear.

I love this look for casual days when comfort is the priority.
The jacket feels cozy but not overwhelming, which is exactly what I want in 40 degree weather.
It is practical, cute, and very easy to wear.

Neutral Sweater and Relaxed Trousers

A soft neutral sweater is styled with loose fit trousers in a muted green shade.
The clean color palette feels calm and modern while the relaxed fit keeps things comfortable.
Simple sneakers pull the look together with an effortless finish.

This outfit feels like a breath of fresh air.
I love how relaxed it looks while still feeling stylish and intentional.
It is the kind of outfit I reach for when I want to feel comfortable but still look put together.

Cozy Knit Cardigan and Wide Leg Trousers

This outfit features a chunky knit cardigan layered over a fitted neutral top with soft wide leg trousers in a warm taupe tone.
The textures feel cozy but light, and the relaxed silhouette gives the whole look an easy everyday vibe.
Finished with simple flats, it feels calm, comfortable, and very wearable.

I love outfits like this when I want to feel relaxed but still pulled together.
The cardigan adds warmth without weight, and the trousers move so nicely when walking.
It feels effortless and flattering in a way that never feels overdone.

Long Coat and Easy Denim Layers

A lightweight long coat is styled with a casual knit top and classic blue jeans.
The mix of structured outerwear and relaxed denim keeps the outfit balanced and approachable.
Clean sneakers make it perfect for city walks and busy days.

This is one of my go to formulas for cooler weather.
The coat instantly elevates the look while the jeans keep it grounded and comfortable.
It always makes me feel casually chic without thinking too hard.

Quilted Vest and Sporty Neutrals

This look combines a lightweight quilted vest with a long sleeve top and relaxed fit trousers.
The vest adds warmth while keeping the outfit breathable and flexible.
Neutral tones and sneakers give it a sporty yet polished feel.

I really love a vest moment for 40 degree days.
It keeps my core warm without overheating, which is such a win.
This outfit feels practical, modern, and easy to wear all day.

Soft Cardigan and Earthy Tones

A cozy olive green cardigan is layered over a simple top with warm brown trousers.
The earthy color palette feels grounded and perfect for transitional weather.
Comfortable shoes and minimal accessories keep it relaxed and natural.

This kind of outfit feels like a gentle hug.
I love how the colors work together without feeling loud.
It is simple, flattering, and very real life friendly.

Casual Trench and Everyday Denim

A classic trench coat is paired with a warm knit top and straight leg blue jeans.
The trench keeps the look polished while the denim adds a casual touch.
Ankle boots complete the outfit with an easy city ready feel.

I always feel confident in outfits like this.
The trench makes everything feel intentional, even on low effort days.
It is timeless, comfortable, and never goes out of style.

Relaxed Blazer and Midi Skirt

This outfit features a soft tailored blazer worn with a neutral top and a flowy midi skirt.
The structured blazer balances the movement of the skirt beautifully.
Ankle boots add a seasonal touch that works well for cooler days.

I love mixing tailored pieces with softer ones like this.
It feels feminine but still grounded and wearable.
This outfit always makes me feel polished without feeling stiff.

Light Cardigan and Neutral Layers

A soft light cardigan is layered over a fitted top with relaxed trousers in a warm neutral shade.
The clean lines and gentle colors give the outfit a calm and modern feel.
White sneakers keep it fresh and comfortable.

This look feels easy in the best way.
I love how light it feels while still being cozy enough for cool air.
It is one of those outfits I reach for again and again.

Classic Button Down and Straight Jeans

This outfit pairs a crisp button down shirt with straight leg blue jeans and a long cardigan.
The mix of tailored and casual pieces keeps the look balanced and effortless.
Simple boots and a crossbody bag finish it off nicely.

I really appreciate outfits that feel timeless like this.
It feels flattering, comfortable, and easy to style.
This is the kind of look that works for almost any casual day.

Soft Green Blazer and Relaxed Trousers

This outfit features a soft green blazer layered over a light knit top with relaxed charcoal trousers.
The tailored blazer adds structure while the loose fit pants keep the look breathable and easy.
Finished with simple flats, the whole vibe feels polished but still very comfortable.

I love outfits like this when I want to look put together without feeling restricted.
The blazer does the styling work for me, and the trousers make it effortless to wear all day.
It feels chic in a quiet and confident way.

Ribbed Midi Dress with Light Jacket

This look centers around a ribbed midi dress in a warm brown tone paired with a lightweight jacket.
The fitted silhouette of the dress feels sleek while the jacket adds just enough warmth for cool air.
Ankle boots complete the outfit with a grounded everyday feel.

I am such a fan of dresses in 40 degree weather.
They feel easy and feminine, and this one looks styled without needing much effort.
It is one of those outfits that feels comfortable and flattering at the same time.

Neutral Trench and Soft Utility Pants

A classic neutral trench is styled with a light top and soft olive utility pants.
The trench adds movement and structure while the pants keep the look relaxed and wearable.
Finished with loafers and a small bag, it feels modern and city ready.

This outfit feels like the perfect balance of casual and chic.
I love how the trench elevates the whole look without adding heaviness.
It feels practical but still stylish, which is always a win for me.

Beige Layers with Cropped Trousers

This outfit pairs a beige coat with a cozy knit top and cropped olive trousers.
The light color palette feels fresh and clean, while the relaxed shapes keep it comfortable.
Sneakers add a laid back touch that works well for everyday wear.

I really like how easy this outfit feels.
It looks styled but never fussy, which makes it perfect for busy days.
This is the kind of look I reach for when I want comfort without sacrificing style.

Minimal Long Coat and Neutral Basics

A long neutral coat is layered over simple basics with straight leg trousers.
The clean lines and muted tones create a calm and effortless look.
Comfortable flats finish it off in a very wearable way.

This outfit feels timeless and easy to rely on.
I love how simple pieces can look so put together when the fit is right.
It feels flattering, relaxed, and very real life friendly.

Tailored Suit in Soft Beige

This look features a softly tailored beige suit styled with a light top underneath.
The relaxed tailoring keeps it from feeling stiff while still looking refined.
Clean shoes and minimal accessories let the suit take center stage.

I love suits that feel wearable like this.
It makes me feel confident and polished without being overdressed.
This is such a good option when I want something elevated but still comfortable.